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Remote Funder

PA - Trevose

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We are still hiring during the pandemic of COVID-19 (or Corona Virus).
Your health and safety is our #1 priority at JobTracks.
We will be conducting video interviews during this time to ensure your safety.

Job Description:
The Mortgage Loan Closer/Funder reports to the Funding Manager and is responsible for reviewing and verifying that all required aspects of the loan process have been met prior to creating a Closing Disclosure and wiring funds. In addition, this candidate will be responsible for reviewing documents and for balancing loans against estimates and final Closing Disclosure. Primary responsibilities include preparing and coordinating all final loan documentation for loan closings such as auditing loan files and lock confirmations, reviewing loan documents, reviewing conditions, initiating funding requests and communicating final funding figures to escrow.

ESSENTIAL JOB FUNCTIONS:
Prepare all loan documents and escrow instructions on all loans as required.
Review the file for conditions and/or instructions from the Underwriter, review and accurately detail all loan charges and prepare any documents required by the loan for closing/funding.
Verify pricing of loan Rate, Points, Fees, APR state restrictions
Review returning closing docs from title company
Balance loans against estimate and final Closing Disclosure statements
Review title report for liens and judgments to be paid at closing
Verify and balance funding figures in order to wire final loan proceeds to Title.
Fund loans and wire monies according to company standards and within the timeframes as expected by our customers.
Direct escrow officers on breaking down borrower's closing costs and seller credits.
Review and sign off closing conditions including insurance information.

REQUIRED QUALIFICATIONS:
Minimum of 3+ years residential mortgage loan closing/funding experience
Excellent written and verbal communication skills
Ability to prioritize and meet deadlines
Attention to detail and strong organizational skills
Ability to handle multiple tasks under tight time constraints with high volume. Ability to understand Form 1003 and Closing Disclosure
Demonstrate the ability to work in a high stress environment while maintaining professional comportment
Must be proactive, work with a sense of urgency, thrives in a very fast paced environment
Proficient in Microsoft Office
Title Express is a plus


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